Being financially strong requires an individual to take some conscious steps.
These steps are as follows:
- Make of list of things you need and buy them from places where you get discount
- Use Public transport or walk where possible
- Stay away from binge buying (like one-click from Amazon etc.)
- Follow this formula → Spend = (Salary – Money kept aside for Saving & Investing)
- Cut back on unnecessary subscriptions (like Netflix, Hulu, Disney Hotstar etc.)
- Live lean (buy what you need and use regularly)
- Pack your lunch and make your tea/coffee (whenever possible)
- Invest the saved money in tax-efficient bonds and index funds
- Whenever you feel the impulse to spend → sit on the decision for 24–48 hours and then act on it
These are not 100% full proof measures but they can get you started to build a strong foundation.
Also, you can customize your steps inline with stage in your life
Hope this helps
God Bless!

These are not 100% full proof measures but they can get you started to build a strong foundation.
Well Sir, these are definitely 100% Full Proof measures to lay the strong foundation for the consistency on long term to gain financial strength.
Thank you
God bless
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