If I invest Rs. 50,000 per month in an SIP for 10 years, how much total amount would I get at the end of 10 years without any risk?

Investment Contribution: INR 50k/month

Period: 10 years

Total Invested Amount at the end of 10 years: ₹60,00,000

Investment Vehicle: Mutual Funds

Considering this, we need to look into what Mutual Funds provide as returns (pre-tax)

This is on the back of duration(investment period = 10 years) giving the investment to grow and see the up & downcycles

Expected Final Amount(including profits) through Index Funds@12% → ₹1,16,16,954

Expected Final Amount(including profits) through Large Cap Funds@14% → ₹1,31,04,569

Expected Final Amount(including profits) through Mid and Small Cap Funds@16% → ₹1,48,23,575

Please note, higher returns will come at higher risk.

If you want zero risk, invest in Fixed Deposits or PPF which give between 7–8% returns

Considering this ‘safe’ option, we can expect the returns@8% will be ₹87,04,723

The difference in returns is owing to the concept of ‘Compounding‘

You can use this compounding calculator to understand returns – Link

So consider pros and cons before making an investment decision

Hope this helps

All the best

God Bless!