What percentage of people invest in the Indian stock market?

Regarding Investing, the ideal goal is to maximise returns.

In line with this, the allocation amount should be the maximum.

But is it reasonable?

Not really…

The Ideal Rule of Thumb:

Market Investment = (100 – Age of the Person) %

Despite this being a good indicator, we should have the following cases in mind before taking the jump

1. Obligations of the person
   • Ongoing loans, contributions towards family, etc.
2. Risk Appetite
   • Markets can correct/fall 10–35% when the tide changes – is the person okay with it
3. Time Horizon
   • If the person is 50, the Market Investment value is 50%, but the time when the person wants money back for use is less than 10 years, when they retire
   • Owing to this, they can prefer safer instruments like Debt Mutual Funds, T-Bills, Fixed Deposits (FDs), NSC, etc.

Hope this gives you an idea about how to go with the investment journey.

If you can do it by yourself in an unbiased way, go ahead

Or

Seek the help of a professional and plan your portfolio of investments.

Make your money work for your benefit.

Hope this helps

God Bless!