How can one start Investing?

The concept of money has had different connotations over the period of human history. Some people have equated it with Bullion whereas others have equated it time.

Image result for money pixabay

The general thought still holds that saving money is a good idea as it can be utilized during a rainy day.

Image result for saving money pixabay

Indeed this thought does work with children as depicted by the piggy bank but is insufficient to meet our goals which we might be having in our lifetime like owning a house, going for a vacation, sending kids to college or having a retirement fund.

So, what needs to be done??

The answer is simple: ‘Investing’

Image result for investing pixabay

The approach stated below is immaterial of the country that you are residing in.

Let’s look at it step by step:

Step 1: Time horizon (Duration after which you might be needing the money)

For example, if it is for your kid’s education, it may be around 10-15 years. This is the time horizon for which you can stay invested

Image result for time money pixabay


Step 2: What is the money that you would like to collate at the end of this time?

For example, if it is for your new business venture, it may be around the US $10,000-50,000


Step 3: What is the amount of money that you can dedicate for meeting this goal?

For example, if you want the US $150,000 for your new business venture, you will have to invest some money regularly(every week/month/quarter/year) over the time horizon.


Step 4: What is the assumed inflation value over the time period?

For example, the purchasing power of money goes down with time. It is better to calculate the actual goal amount in line with inflation so that you can dedicate the right amount of money over the time horizon.


Once you follow these steps, you are on your way for achieving your goal…..


Now coming to the most important point

If you are new to the financial markets, it would be advisable that you do your own research rather than going for tips or any shortcuts!!

Also, choose Balanced Funds or Mutual Funds after due consultation with a Financial Planner or Research Analyst


Happy Investing!!

Look forward to hearing from you in the comments section

If you want to get in touch by email to share your opinion, my email id is

3 thoughts on “How can one start Investing?

Add yours

  1. Hey Guru this is a good push… But inadequate information to actually start investing any links that can be a good read for beginners.

    Thanks in advance.

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